Obama - Is fiscal responsibility important?

On the site (Those Who Benefit Pay), one of the key values is personal responsibility as opposed to co-dependency and entitlement, as those latter two cause not only actual "seeable" problems but also psychological problems and lack of personal development.  And these, in turn, have effects on others.  If we all were more productive and responsible, the size of the pie would be much, much greater and we all would be better off.

Part of personal responsibility, of course, is being responsible about your money and your spending.
This applies to a person, a business, and a government.

And the lack of responsibility in many small things often add up to or are at least symptoms of overall irresponsibility.

With

1.  more than $50 trillion of National Debt plus unfunded liabilities to its citizens for Social Security and Medicare (See Deficits/Debt summary page for overview)
2.  $2 trillion of income
3.  Over $3 trillion of spending per year

there is obvious reason for concern.  (Imagine a person being in such financial shape.)

If we have a President who submits a budget that doesn't deal with it, and it is voted down 97-0 in the Senate, do we have an adult in the White House who is taking fiscal responsibility and/or has adequate financial knowledge?

If he has to be forced by the Republicans to address the debt and deficits and does nothing otherwise is this fiscal responsibility?

If he then mentions we have to fix Social Security but never does anything concrete about it, is this fiscal responsibility? (If he gives a "tax holiday" to taxpayers but doesn't see that that makes the fund be less funded, incurring more problems down the road then does he not understand tradeoffs and costs?)

When a President, without approval of Congress, lowers interest on student loans and makes them forgivable in 20 years, does he not realize that someone else has to pay for that?  Such as taxpayers ( because the government has less money coming into its coffers).

When a President, without approval of Congress, sets up a mortgage relief program where old mortgages can be replaced with new lower interest mortgages does not see that there is an additional loss incurred by Fannie Mae and Freddie Mac for each cancellation and replacement, we have a problem.   And later we'll have to add to the incredible bailout (so far over $180 billion, but expected to go above $500 billion) of those two government guaranteed agencies.

This may be politically good, as everyone likes to be given benefits and not pay for them.  Or it may, which is just as harmful, be financial naivete on the President's part, where he sees only how he is being charitable without seeing the greater harm that inevitably, cumulatively, will be wrought upon this nation.

Fiscal responsibility is absolutely mandatory.  And I hope we stop demonizing those who have made proposals for being more fiscally responsible - and just accept their ideas and modify them if needed.

Objectively, we cannot continue to have this fiscally irresponsible and/or naive President in office.  That sounds political, but all facts point to this.  He should be in a different job where his brilliance and leadership fit, but not in this job.  (See Evaluation Of The Obama Presidency.)

Submittted for your consideration and feedback, respectfully,

The Rational NonPolitician