Obama - Is fiscal responsibility important?

On the site (Those Who Benefit Pay), one of the key values is personal responsibility as opposed to co-dependency and entitlement, as those latter two cause not only actual "seeable" problems but also psychological problems and lack of personal development.  And these, in turn, have effects on others.  If we all were more productive and responsible, the size of the pie would be much, much greater and we all would be better off.

Part of personal responsibility, of course, is being responsible about your money and your spending.
This applies to a person, a business, and a government.

And the lack of responsibility in many small things often add up to or are at least symptoms of overall irresponsibility.

With

1.  more than $50 trillion of National Debt plus unfunded liabilities to its citizens for Social Security and Medicare (See Deficits/Debt summary page for overview)
2.  $2 trillion of income
3.  Over $3 trillion of spending per year

there is obvious reason for concern.  (Imagine a person being in such financial shape.)

If we have a President who submits a budget that doesn't deal with it, and it is voted down 97-0 in the Senate, do we have an adult in the White House who is taking fiscal responsibility and/or has adequate financial knowledge?

If he has to be forced by the Republicans to address the debt and deficits and does nothing otherwise is this fiscal responsibility?

If he then mentions we have to fix Social Security but never does anything concrete about it, is this fiscal responsibility? (If he gives a "tax holiday" to taxpayers but doesn't see that that makes the fund be less funded, incurring more problems down the road then does he not understand tradeoffs and costs?)

When a President, without approval of Congress, lowers interest on student loans and makes them forgivable in 20 years, does he not realize that someone else has to pay for that?  Such as taxpayers ( because the government has less money coming into its coffers).

When a President, without approval of Congress, sets up a mortgage relief program where old mortgages can be replaced with new lower interest mortgages does not see that there is an additional loss incurred by Fannie Mae and Freddie Mac for each cancellation and replacement, we have a problem.   And later we'll have to add to the incredible bailout (so far over $180 billion, but expected to go above $500 billion) of those two government guaranteed agencies.

This may be politically good, as everyone likes to be given benefits and not pay for them.  Or it may, which is just as harmful, be financial naivete on the President's part, where he sees only how he is being charitable without seeing the greater harm that inevitably, cumulatively, will be wrought upon this nation.

Fiscal responsibility is absolutely mandatory.  And I hope we stop demonizing those who have made proposals for being more fiscally responsible - and just accept their ideas and modify them if needed.

Objectively, we cannot continue to have this fiscally irresponsible and/or naive President in office.  That sounds political, but all facts point to this.  He should be in a different job where his brilliance and leadership fit, but not in this job.  (See Evaluation Of The Obama Presidency.)

Submittted for your consideration and feedback, respectfully,

The Rational NonPolitician

Obama will beat Romney unless...

Clearly Romney would run the government for much greater benefit (see Romney Evaluation) than Obama, yet it looks like Obama will win the hearts and the personal interests of the base.  (See Obama Evaluation.  In that piece, I discuss why I had voted for Obama as the rational choice last time, but...)

An example, one of many, is “As to what to do for the housing industry specifically and are there things that you can do to encourage housing: One is, don’t try to stop the foreclosure process. Let it run its course and hit the bottom,” 

While technically correct probably, it appears heartless, especially in the state with the highest foreclosure rate in the nation.

I know Romney does care, but the voters need to know - if Romney makes it past the other Republican rivals.

If one is right plus doing what it takes to look tough to the 'right wing', one will not do well if he looks cruel and heartless - especially when that is the theme being used by the Democrats.  Being "right" is the booby prize if one does not win the overall objective.

In Advice For Romney, if he doesn't hire Frank Luntz, I suggest that the way of speaking be adjusted to a more balanced and human approach - and that there be on the website an easily referenceable explanation for any strategy (not buried in a long report). 

For example, in the mortgage discussion, the phraseology should at least include a "human" and/or "compassionate" statement - and a true one, of course. 

"I am very concerned for those who are being foreclosed on, especially those where it was no fault of their own.  I am committed to doing what is best for the greater good of all for the long term. I've thought long and hard about this.. The question here is what role government should take and what will work for the greater good for the long term.  If we interfere, then the problems get prolonged and there is actually more harm.   It is best to let the market work itself out, so we can recover more quickly. There is no magic solution.   I would of course encourage those of our citizens who wish to voluntarily contribute to a national fund to help those who need help where help is justified - it is not appropriate to force the burden on to other citizens, I believe.  I would encourage lenders to do what they can, but the Federal Government cannot force them to do this.   Otherwise, the safety nets are in place for those who need it.   I have a deeper explanation on MittRomney.com for those who are interested."

There is a greater moral issue here.  The future of this nation.  It is deteriorating for reasons on thenonpolitician.homestead.com site.  Mitt Romney's management and problem solving capabilities are needed to do a "turnaround", as we cannot afford to continue the path we are on. 

(Romney should also correct this, by adding a piece such as is included in Mortgages on the Rational NonPolitician site.)
Yours for rational, fact-based decisions,

The Rational NonPolitician